Continued expansion of market leadership in non-traditional mortgages, with placements totalling CHF 520 million in 2025

Demand for real estate loans remained very high last year. This resulted in a placed volume of CHF 868 million, of which CHF 520 million consisted of non-traditional financing such as bridge and mezzanine solutions. Hyrock has expanded its position as the Swiss market leader in both non-traditional real estate financing and the brokerage of mortgages of CHF 2 million and above. The average loan amount per transaction was CHF 5.9 million.

‘Wherever banks are not part of the solution in the initial phase, Hyrock comes into play,’ explains Alessandro Carroccia, CEO of Hyrock. The strong demand for flexible and reliable financing solutions underlines the important role that Hyrock plays in this market segment.

Hyrock reached another important milestone in 2025 in the trendy Zurich Binz district: the innovative ‘House of Interiors’ development project was realised and opened in close collaboration with Iria Degen Interiors. Through this long-term commitment as project sponsor, Hyrock once again highlights its extensive real estate expertise and its proven ability to execute complex projects efficiently and to the highest quality standards. The innovative and unique building was officially opened last September with a grand opening attended by around 1,000 guests.

The ‘House of Interiors’ is a new creative hotspot for interior architecture and interior design. Covering 3,400 m², it combines design, craftsmanship and creativity to create a unique centre for contemporary interior design. Under one roof, studios, workshops and planning offices come together to form a lively place for local production and interdisciplinary collaboration. This is where textiles, furniture, works of art and interior concepts are created – innovatively, sustainably and transparently. In this way, craftsmanship is being brought back into the city of Zurich, fully in line with the City of Zurich’s vision of encouraging mixed-use development in the neighborhood.

Conditions for construction projects and property developments remain challenging, despite their societal importance in view of growing demand and a rising population. Government regulation and increasing reluctance on the part of financing banks have created headwinds for construction projects. Hyrock does not expect the financing market to recover in this area, as the Basel III regulations continue to restrict banks. CEO Alessandro Carroccia sums it up: "In a challenging market environment, our business model has proven to be robust. This gives us confidence that we will continue to create added value for our clients in the future through non-traditional solutions based on the unique combination of real estate and finance. In this regard, we will further expand our range of products and services for professional real estate investors as well as private clients and launch new offerings."