Mortgage & financing


An investment in real estate is more complex than in other asset classes, as emotional and rational aspects influence the decision-making process. Hyrock is your competent partner and supports you by providing objective advice and reducing complexity.

«Our mortgage experts have more than 150 years of working experience and accompany you professional and independent.»

Advisory mandate

We develop individual solutions for private borrowers and give them access to the best available financing solutions on the market.


Personal care for borrowers

Your individual needs and goals form the basis for our work and our solutions. Together we analyse your initial situation and create options based on a holistic approach.

The most important basis for real estate financing is the valuation, which we prepare in line with your needs using standard methods. When structuring the financing, we pay attention not only to the term and the loan product, but also to the careful use of capital and the efficient selection of suitable lenders.

Our approach

  1. Analysis of requirements and feasibility
  2. Property valuation
  3. Developping the finacing concept
  4. Credit application and processing
  5. Negotiations with lenders
  6. Presentation of the offerings
  7. Strategy and decision-making
  8. Finalisation and implementation

Your Advantages

  • Realistic assessment of your current situation & financing requirements
  • Full market overview and transparency
  • Individual and tailor-made financing solutions
  • Access to all major lenders throughout Switzerland
  • Success-based fee model

Discretionary mandate

For institutional lenders, our modular approach allows us to develop the optimal mortgage strategy from set-up to ongoing management.


Qualified advice for lenders

With our broad expertise, we advise lenders along the entire value chain in setting up their own mortgage offering. Our advisory approach is modular and we accompany our clients in individual phases or throughout the whole process. In the following process steps, we either assume full responsibility or provide advice: 

  • Analysis of existing mortgage book
  • Definition of risk appetite and asset allocation
  • Development of concept and business plan 
  • Drawing up the credit guidelines 
  • Implementation of the offer 
  • Communication and training of staff 
  • Consultations with clients

Your advantages

  • Extensive experience and broad expertise
  • Professional assessment of opportunities & risks
  • Optimisation of returns
  • Modular approach with individual advice
  • In-depth knowledge of regulatory requirements